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Health Insurance
Made Easy!

  • We Shop For You
  • Tailored Coverage
  • Unbiased Advice
  • Client Focussed

Our Services

individual & Family Health Plans

These plans provide coverage for medical expenses, including doctor visits, hospital stays, and prescriptions, while ensuring access to essential health benefits under the ACA.

Short Term Medical Plans

Temporary coverage for unexpected medical expenses, including doctor visits and hospital stays. A flexible option for those in transition or who can’t qualify for an ACA plan.

Group & Employer Health Plans

These provide ACA-compliant coverage for employees and their families, offering essential benefits such as preventive care, hospitalization, and prescriptions. They are used by businesses to attract and retain talent while ensuring affordable healthcare access for employees.

Medicare Supplement Plans

Covers out-of-pocket costs like deductibles, copayments, and coinsurance that Medicare Part A and B doesn’t. It’s an added layer of financial security to help keep unexpected costs down.

Medicare Advantage & Part D Plans

An alternative to Original Medicare, bundling hospital, medical, and often prescription drug coverage. These plans may include additional benefits like dental, vision, and wellness programs.

Life Insurance

Life insurance provides financial protection for your loved ones by paying a tax-free death benefit in the event of your passing. Whether term or permanent, it helps cover expenses such as mortgage payments, income replacement, or final expenses.

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Client Testimonials

“Klinton and his team are awesome . Very responsive and found the best rates in town. I encourage you to give them a call.”

B.Good

“Amazing experience with Klinton he made the process smooth and very easy to trust I’m in the right hands. Found the best plan for me even after I had shopped around elsewhere.”

W. Dahlquist

“Klinton and the team are knowledgable, friendly, and easy to communicate with! Highly recommend if you are looking for policies of all types.”

K. Morton

Montana Insurance Brokers Whitefish Montana
Whitefish Montana - Our Home!

About us

At Everguard Benefits, we make finding the right insurance simple. Whether you're looking for ACA-compliant health plans, short-term medical coverage, Medicare options, or life insurance, we’re here to help! We work with individuals, families, and businesses across the country, offering expert guidance to find the best coverage for your needs and budget. Insurance can be confusing, but it doesn’t have to be—we break it down, keep things straightforward, and make sure you feel confident in your choices. Your health, your family, and your future matter, and we’re here to help you protect them.

Our Team

Klinton Jones - Montana Insurance Brokers

Klinton Jones

Principal Insurance Broker

Desirae Myers - Montana Insurance Brokers

Desirae Myers

Operations Manager

Michelle Bailey

Michelle Bailey

Specialist Life & Health Insurance Broker

Our Insurance Carriers

Bluecross Blueshield - Montana Insurance Brokers
Aetna - Everguard Benefits
Cigna - Everguard Benefits
Allstate Benefits - Everguard Benefits
Humana - Everguard Benefits
United Healthcare - Everguard Benefits

Frequently Asked Questions

What types of insurance do you offer?

We offer a wide range of health insurance products ranging from individual plans to Medicare to group health options

Why should I choose an insurance broker instead of going directly to an insurance company?

Brokers represent you, not the insurance companies. We work with multiple insurers, which means we can shop around to find the best rates and coverage options for your unique situation.

How can I get a health insurance quote?

Getting a quote is easy! You can fill out our online form on this page, give us a call on 406 401 7220, or talk to us via chat on this page. We’ll review your needs and get back to you quickly with options tailored to you.

How quickly can I get coverage once I apply?

This varies, but in many cases, we can get coverage within 24-48 hours and sometimes it’s the same day you apply. We’ll let you know the expected timeline based on the type of insurance and carrier.

Is health insurance mandatory?

It depends on how old you are and which state you are in. Standard health insurance for individuals and families under 65 years old is no longer mandatory at a federal level but some states still require it.

Do you offer health insurance for small businesses?

Yes! We can help with setting your business up with a health plan for your employees.

How often should I review my health insurance policy?

It’s a good idea to review your health policies annually or whenever you have major life or business changes. We’re here to help ensure your coverage always meets your needs.

Can I adjust my health coverage if my needs change?

This depends on your situation. If for example you have a standard individual ACA health insurance plan then you can only change plans if you are eligible to do so. This is during an enrolment period or if you have something called a qualifying life event (like getting married, having a baby etc.)

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